At Adams & Bowles Wealth Management we are passionate in supporting businesses with Financial Wellbeing. It’s important to us that everyone has access to financial advice, guidance, and education and for this to be easily accessible to everyone. We will work to support your business every step of the way and put your staff at the heart of everything that we do.

Accredited to deliver the St. James's Place Workplace Financial Wellbeing programme, our aim is to improve people’s mental health around money and build bigger and brighter futures for everyone.

What is Financial Wellbeing?

Financial wellbeing is feeling secure and in control of your finances, both now and in the future. It’s knowing that you can pay the bills today, can deal with the unexpected, and are on track for a healthy financial future.

In short: financially resilient, confident and empowered.

Why is Financial Wellbeing important?

“One in three full-time employees say that money worries have negatively impacted their productivity at work.”

Among financially stressed employees who are distracted at work because of their finances, 56% spend three hours or more per week at work dealing with or thinking about issues related to their personal finances. With inflation hitting hard in 2023, employee financial stress is on the rise as we navigate higher prices, uneven wage growth and record credit card debt, with 57% saying that finances are the top cause of stress in their lives.

Source: PwC’s Annual Employee Financial Wellness Survey, PwC US, 2023. (3638 Full Time Employees Surveyed)

We are here to provide Financial Education to employees aiming to improve their financial wellbeing and in turn has a positive impact on the employer. Employee Financial wellbeing is very important and is becoming a key element in people’s lives. Having Financial Welfare services as part of your employee benefits will set you apart from your competitors.

What are the benefits of Financial Wellbeing?

There are so many benefits to providing Financial Wellbeing within a person’s working and home  environment.

• Higher productivity levels within the business
• Increased employment retention
• Improved employment engagement
• Reduces financial stress
• Has a positive impact on the economy

How we can support your business with Financial Wellbeing:

We offer our Financial Wellness Workshops to everyone in the community regardless of the industry you work in. We are here to support your employees throughout their financial education journey by providing our Financial Welfare Services.

Our workshops are bespoke, they’re relatable and presented in a way that everyone can understand. We want your staff to leave feeling empowered, confident, and knowledgeable in the areas that are important to them.

Let’s see how we can help you with our 4 step process:

Step 1: Financial Wellness Workshops

We will work with your business in creating bespoke Financial Wellness Workshops which are tailored to the business and employees. Our workshops will cover a range of important financial topics from saving, retirement planning, getting on the property ladder and more. Within our workshops we also educate employees on the company’s employee benefits package.

Everyone within the organisation is invited to attend a no obligation Financial Wellness Workshop where employees are educated on financial matters. Our workshops can be provided either face to face or online.

Step 2: Guidance Appointments

We provide 121 no obligation guidance appointments, providing a safe space for someone who has attended one of our Financial Wellness Workshops to discuss their personal financial situation.

Step 3: Bespoke Financial Advice

Following on from a 121 no obligation guidance appointment, the individual may wish to seek bespoke financial advice with one of our advisers to discuss implementing a plan to improve their financial future.

Step 4: Ongoing Support  

Our Financial Wellness Workshops are an investment into the business and are an added employee benefit. We are here to stay and will continue to the support the business and it’s employees on an ongoing basis.

Topics we cover in Financial Wellness Workshops:

Our Financial Wellness Workshops are there to get employees engaged throughout the session and to get them thinking about their personal circumstances and financial goals.

• Budgeting
• Saving and Investment Planning
• Financial Goal Setting
• Planning for Retirement
• Understanding Employee Benefits
• Protecting You & Your Family
• Understanding Your Workplace Pension
• Getting on The Property Ladder
• Understanding Tax & National Insurance
• Debt Management
• Understanding Inheritance Tax
• Savings For Children

The main aim of the workshop is for employees to feel more confident with their finances and for them to have a better understanding of their personal finances, in order to make better, more informed decisions both now and in the future.

Case Study- Alltask

We have been supporting Alltask with providing our Financial Wellness Workshops, Guidance appointments and Financial Advice for employees and trainees.  

We have built a very close relationship with Alltask and its great to see a business supporting Financial wellbeing.

Jim Scott Head of Trainee Recruitment and Development at Alltask Limited Says:

“Luke Adams and Stacey Owen from Adams & Bowles Management Ltd visited Alltask last week for another Financial Wellness Workshop “

“They covered budgeting, retirement planning and more. The Workshop was a success, providing invaluable information to everyone who attended.”

“Stacey also developed a bespoke programme for trainees, helping them to understand taxes, payslips, credit scores, and how to get on the property ladder.”